We reserve the right to cancel any Event because of inadequate enrollment that makes the trip economically infeasible to operate or because of our concerns with respect to the safety, health, or welfare of our travelers or staff.

A 20% pp deposit, plus a $150 pp non-refundable Booking Service Fee, along with a completed reservation form confirms your space. FULL PAYMENT is due on June 10, 2016 (“Final Payment Date”) (or, if you book after June 10, 2016 at the time of booking). Passengers are not confirmed on the manifest and cruise tickets are not issued until your account is paid in full.

Payments may be made by check, money order, or major credit card (Visa, Master Card, Discover, Diners Club, or American Express). Checks are to be made payable to Insight Cruises, in U.S. dollars only, and drawn on a U.S. bank. There is a $25 charge for returned checks.

A signed Insurance Waiver is due in the Insight Cruises office upon issuance and no later than the Final Payment Date. Your booking is subject to cancellation unless we receive this paperwork.

All cruise prices are subject to change until your booking is confirmed. We will notify you of any price change, and await your acceptance, before your reservation is considered “booked” and confirmed. You may cancel the booking within 30 days of the initial deposit, with the only penalty being the $150 pp Non-refundable Booking Service Fee — so long as this cancellation is prior to 30 days prior to the Final Payment Date. We’ll send you an email confirmation (if you provide us with your email address) and an itemized invoice (“DEPOSIT AND FINAL PAYMENT CONFIRMATION”) via mail/post within three (3) business days of your deposit. You must return a signed copy of your DEPOSIT AND FINAL PAYMENT CONFIRMATION form within 30 days of booking or your cruise reservation is subject to cancellation. If you do not return this form by the Final Payment Date, your cruise reservation will automatically be cancelled and cancellation penalties will be assessed. We will send you multiple reminders by email and by phone before your reservation is cancelled. Passengers typically receive cabin assignments upon booking but these cabin assignments are subject to change.
 

Singles are available for: 125% for C1, C2, and C3; 135% for categories A1 – B3; 150% for P1 and P2; 175% for category PH; and 200% for categories PS and CP. Singles are capacity controlled and subject to change or withdrawal at any time at the discretion of Crystal Cruises. Please use our PRICING CALCULATOR for a quick price quote.
 

This option is possible for passengers who are coming on Times Journeys by themselves and wish to share a cabin with another passenger in our group. Many Insight Cruisers, male and female, are independent travelers. Some of our sharing guests find a new friend in their roommate; some find a source of new information and viewpoints; all find a great cruise fee!

The cabin-share prices are the same as the per person double occupancy rates. Be sure to select the option on the online booking form that asks, “Do you want to share a room with another Insight Cruiser?” (This is called our Share program.)" NOTE: Only Ocean View cabin category C2 is possible to share. (Please inquire if you wish to share a different category.) Share cabin assignments are generally made at time of ticket issuance, are not guaranteed, and shared cabin assignments are subject to change. If you can be matched, you will be matched with members of the same gender, and we factor in age and geography where possible. Because of the limited number of accessible cabins, shares are not available for physically-challenged passengers.
 

$3,999. There are less expensive children rates available — please inquire.
 

A $25 discount is given for each previous Insight Cruise attended. Minimum discount is $50 pp for previous Insight Cruisers. Maximum Insight Cruises discount is 10% of the cruise fare.
 

Insight Cruises is happy to provide any service and/or make any travel arrangement(s) you would like. The following Service Fees are added to your invoice when the services are rendered:

• Air Booking ($150 pp) — this fee is assessed for obtaining one air quote and booking your roundtrip air. (You will receive a quote for the best pricing and itinerary available.) This fee covers our cost to maintain your flight itinerary on your personal itinerary and to arrange your seat assignments. Flight schedules can change and when they do we notify you of all itinerary changes. If you are looking for a deluxe, customized service, including help with all of your travel arrangements, Insight Cruises can provide this service. Please see here for the details.
• Shore Excursions Booking ($100 pp, $150 min. per booking) — if you would like, we can arrange and book all of your shore excursions. Included in the fee is a personalized itinerary and a separate accounting of your shore excursion purchases.
• Refund ($30 per refund transaction or 5% of transaction value, whichever is greater, for any refund transaction) — examples: if, after payment, you remove items (such as cancel a hotel or the pre-cruise party) or decide to change your method of payment and request a refund.
• Third-Party Payor ($50 per credit card) — this fee is imposed if someone other than the people traveling is paying all or part of your event cost.
• Foreign Shipping Fees — there is a foreign shipping charge of $65 (to cover the shipping of paperwork) per foreign residence ($35 per Canadian residence).
• No Email Access ($250) — this is assessed for those clients who do not have access to email or those who wish to receive all notices and updates from Insight Cruises via the Post Office. (Add an additional $25 for those residing outside the United States. The service below is included with this $250 charge.)
• Over-the-Phone Booking ($50) — this is assessed for those new clients who "call in their booking" as opposed to filling out the online booking form. If you are a past client, because we already have your demographic data, we are happy to take your booking over the phone or via email at no charge.
• Online Registration/Check-In ($50 pp, $75 min. per booking) — this fee includes checking you in online and emailing all associated paperwork to you. (Plus postage and handling if you want hard copies mailed or shipped.)
• Hotel Booking ($50 pp, $75 min. per booking) — our services include confirming your reservations and ensuring a smooth check-in process when you arrive at your hotel.
• Last-Minute Changes/Additions ($50 – $150 per change/addition per person) — this will be assessed for any last-minute (within 21 days of the Day Your Travel Begins) service that is provided to you. For most last-minute changes the fee is $50 (examples: minor name corrections or last-minute additions and/or cancellations) but if the change or request is complicated and involved, the fee can be as much as $150.
• Repeated Declined Credit Card(s) ($50) — this may be assessed if two or more credit card transactions are declined.
• Deviations ($75 pp per deviation) — this is assessed if you request a late embarkation or early disembarkation

The fees above are waived if you are booked in any category PH, PS, or CP cabin. The above fees are non-refundable and will be collected at the time of adding our services.
 

Insight Cruises sends guests information and answers questions primarily via email. Using software we have a clear picture of the number of emails exchanged with guests — and on guests’ behalf — to make or change reservations, research and answer questions, and provide necessary information to guests across the trip-planning cycle. (The average number of emails for an average booking of two people is 27.) We understand that if you book hotel or air through Insight Cruises, this may lead to a predictable number of additional email exchanges.

Some guests’ trip preparation involves more emails and questions than others, whether due to the scope, duration, and complexity of travel or to personal communication or planning style. And some customers just want more personalized service. We estimate that each email costs Insight Cruises approximately $10. (Keep in mind, typing a response is small part of providing an answer.) We therefore assess fees for usage that is more than double the average.

Once you book with Insight Cruises, you are allotted 35 emails and/or phone calls. Included in this count — as one each — are: each phone call to Insight Cruises; each email you send to us; our reply to your email; plus each email we send out and/or receive to research and answer your questions that are not answered or addressed on our webpages.

In addition to the included 35 emails (which is your initial allotment), most of our added services automatically increase your allotment:

• Air Booking — you get 10 additional emails
• Hotel Booking — you get 10 additional emails
• Shore Excursions Booking — you get 10 additional emails
• Online Registration/Check-In — you get 10 additional emails
• Travel Insurance (if you purchase through Insight Cruises) — you get 10 additional emails
• Foreign Shipping (i.e., if you live outside of the Continental USA) — you get 5 additional emails
• Deviations — you get 10 additional emails
• Last-Minute Changes/Additions — 5 emails per $50 fee
• Repeated Declined Credit Card — 5 emails per $50 fee

A Penthouse, Penthouse Suite, or Crystal Penthouse booking comes with 15 additional emails.

When a booking surpasses the original 35 emails (plus any additional emails automatically provided as a result of the additional services above), you will be assesed $79 for an additional 10-email allotment.

Consider Our Enhanced Email Service Options

We believe our professional expertise is one of the most important benefits we offer to our clients. Focused planning, awareness of consequences, effective knowledge sharing, and careful management are built into our customer services. And we want to empower you to travel to your heart’s content and ask us as many questions as you need. Therefore, we offer two Enhanced Services:

1. Basic Enhanced Email Service: $399 for 75 additional emails and/or phone calls
2. Premium Enhanced Email Service: $699 for 150 additional emails

NOTES: You will be notified when you reach 50%, and then again at 75%, of your allotted number of emails. All of our Email Service Fees are non-refundable.
 

$79. Shift mental gears and start your road trip by joining us at Times Journeys Pre-cruise Cocktail Party! Take this opportunity to meet your fellow Times Journeys participants. The reception will be held in our Montréal hotel — the Westin Hotel — the night before departure. Premium beer, local wines, and light hors d’oeuvres will be served. NOTE: This hotel night is included as part of your Times Journeys #8 package.
 

Cruise, excursions, and/or hotel cancellations, refunds, and changes: Any cancellation or any change of status (or request for a change in status) which relates to your booking must be transmitted, AS SOON AS POSSIBLE, to Insight Cruises in writing or via email. If you have purchased insurance, and there is any unnecessary delay in notifying us of your change in status, your “cancellation date” will be affected and will likely adversely affect your insurance reimbursement.

Name changes are permitted (for a $150 fee) up until the Final Payment Deadline. Name changes after the Final Payment Deadline are considered a cancellation and the per-person cancellation fees, below, will be assessed.

Once booked, you are assessed a $150 per person Non-refundable Booking Service Fee. Additional per-person cruise cancellation fees are based on date of receipt of notice to cancel (via in writing or email):

• Cancellation within 14 days of booking AND prior to the Final Payment Date: full refund of your deposit.*
• Cancellation more than 14 days after booking and prior to the Final Payment Date: a $150 Cancellation Processing Fee.
• Cancellation on or after the Final Payment Date and 76 days before TDYTB (the date your travel begins which means starting with the date your flight departs and/or any hotel stays just prior to the event): You forfeit your Deposits plus the $150 Cancellation Processing Fee.
• Cancellation between 75 and 60 days before TDYTB: 35% of all charges plus the $150 Cancellation Processing Fee.
• Cancellation between 59 and 46 days before TDYTB: 50% of all charges plus the $150 Cancellation Processing Fee.
• Cancellation between 45 and 31 days before TDYTB: 75% of all charges plus the $150 Cancellation Processing Fee.
• Cancellation at 30 days before TDYTB or later: no refund.

NOTES:

• Guarantee Shares cancelling after June 10, 2016 forfeit their entire cruise fare.
• *If you book within 30 days prior to, on, or after the Final Payment Date and then cancel there is a minimum $300 pp penalty.
   

• One-night pre-cruise Montréal hotel stay
• Non-alcoholic beverages such as bottled water, soft drinks, and specialty coffees, etc.
• Fine wines, premium spirits, and beers throughout the ship
• Open bar service in all lounges
• Pre-paid gratuities for housekeeping, bar, and dining staff as well as Butler service in Penthouse accommodations
• Specialty dining including Nobu Matsuhisa’s Silk Road and Sushi Bar, and Prego. The first reservation for Prego and Silk Road/The Sushi Bar is complimentary.
• 24-hour complimentary in-stateroom dining
• Refrigerators with complimentary bottled water and soft drinks
• 100% Egyptian cotton sheets, down pillows, plush duvets, and featherbeds (upon request)
• Remote control, flat-screen television with audio/MP3 player input and Blu-ray player. Television features 24-hour news and sports information via CNN, CNBC, MSNBC, FOX News, BBC World News, Sky News, Sky Sports, MTN, ESPN, and TNT (reception permitting)
• Wi-Fi access
• Lavish bathroom amenities including two hairdryers, slippers, Aveda bath products, and both plush Frette terry bathrobe and lightweight cotton kimono for each person
• Shower, bathtub, double sink, makeup/shaving mirror, and a telephone in bathroom
• Queen or twin-sized beds, depending on preference
• Direct-dial, ship-to-shore phones with private voice mail and automated wake-up call
• Large closets with shoe rack, umbrella, personal security safe, and beach tote
• English Mohair lap blanket
• Alarm clocks
• Pure Staterooms only: Hypoallergenic bedding and linens in a 99.9% purified chemical and odor-free environment

Additional Penthouse (categories PH, PS, and CP) Amenities:

• All service fees, listed here, are waived
• Complimentary air booking and seat assignments (airfare is not included)
• Personal butler service, including packing and unpacking services
• Complimentary beer and wine, in addition to soft drinks and bottled water
• Welcome champagne and fully-stocked complimentary in-room bar upon embarkation
• Larger verandah
• Walk-in closet
• Riedel glassware
• Full Jacuzzi bathtub
• Separate shower
• Vanity in dressing area
• Personalized stationery
• Free, unlimited Crystal email
• Free shoeshine service
• Complimentary pressing service
• Afternoon canapés and tea service
• Nightly hors d’oeuvre service
• Evening room service from Crystal’s Specialty Restaurants
• Binoculars
• PS Only: Free internet (2 hours) and free in-suite ship-to-shore telephone (1 hour)
• CP Only: Free Cristal champagne, dry cleaning, laundry, daily newspaper, unlimited internet, in-suite ship-to-shore telephone (2 hours), and ship transfers; a private Captain’s invitation bridge tour (where operationally possible); immediate suite access upon embarkation; guest bathroom with shower; master bathroom with heated floors and marble shower bench, ocean-view Duravit spa floatation tub, water proof television; Bose Videowave III flat-screen televisions; iPod docking stations; surround sound audio system; Swarovski crystal sconces; butler’s pantry with cappuccino maker, ice machine, microwave, cabinetry and countertops, and more.

The Times Journeys onboard Program includes 15 hours of programming plus two cocktail parties.
 

Government taxes and fees ($389), a non-refundable Booking Service Fee ($150), and tour leader gratuities ($160).
 

Please reference Crystal Cruises’ info, here.
 

The ship has a very limited number of specially equipped cabins for the Physically Challenged. Please let us know your specific needs. PC Guaranteed Shares are not available.
 

A Passport (valid through April 2, 2017) is required. Non-U.S. citizens residing in the United States will need valid Alien Registration (green) cards as well. All others must have valid passports and any required visas when boarding the vessel. All travel documents such as passports, visas, proof of citizenship, etc., that are required for embarkation, disembarkation at the ports of call, and re-entry into the United States are the responsibility of the passenger. Non-U.S. citizens are asked to check with government agencies, embassies or consulates to determine documentary requirements.

Please see the Exit, Entry & Visa Requirements area for the U.S. State Department’s information on Exit/Entry Requirements for U.S. Citizens. You will be denied boarding without proper proof of citizenship and without all necessary visas.

Along with many thousands of American travelers, we rely on VisaCentral for our visas (we are not affiliated with VisaCentral, we are simply happy customers).
 

When you book an Insight Cruise event, we include one or two trip insurance brochures in your Confirmation and Deposit package, based on your age and/or residency. Please carefully consider buying this or other travel insurance.

Are you covered by Medicare if you travel outside of the United States? Trip Cancellation and Interruption Insurance can also protect against cancellation penalties.

We’ve never had a guest cancel because they won the lottery or had a brilliant stroke of fortune. More often than you would expect, we have had guests cancel because of pre-event illnesses, sports injuries, broken bones, death in the family, unexpected surgery, emergency surgery, stolen passports, and general family uproar. Life does throw curves. Spare yourself financial disappointment if your trip must be cancelled or is interrupted.

Overall, we offer four options; all four of them will reimburse you 100% up to a maximum trip cost for covered reasons — assuming you have insured the full cost of your trip:

1. Travel Guard Gold is best for U.S. citizens over the age of 65 with limited health insurance and want a comprehensive insurance plan.
2. For U.S. citizens 65 and younger, MH Ross’s Advantage Asset product is the most cost-effective “trip cancellation and interruption” coverage available and we heartily recommend it.
3. For U.S. citizens of all ages but particularly over the age of 65, we also highly recommend CSA’s Sail Safe Cruise Program.
4. For all non-U.S. citizens we recommend Abroad Insurance.

Travel Guard Gold
Travel Guard Gold coverage includes protection such as Trip Cancellation, Trip Interruption, Emergency Medical and Dental, Travel Assistance Services (incl. Personal Security Assistance), and Supplier Financial Default. If you purchase this plan within 10 days of your initial deposit, pre-existing medical conditions are covered. For a 40% premium surcharge Travel Guard also offers Cancel For any Reason Coverage (CFAR). CFAR must be purchased within 10 days of your initial deposit. CFAR is not available for NY residents. Please study the details before you’re certain you need this additional coverage. For your Travel Guard Gold brochure, please click on the name of the state of your residency:

• California
• Kansas
• Maryland
• Montana
• New York
• Washington
• All other states

»» Get a Travel Guard quote and purchase the insurance

MH Ross Advantage Asset Product
Another company we have very high regard for is MH Ross and we heartily recommend their Advantage Asset Product. This product provides Primary Coverage* no matter when it is purchased. If you’re 65 years old or younger (at the time of your trip), MH Ross’ Asset product is the most cost-effective “trip cancellation and interruption” coverage available. If you purchase this plan within 10 days of your initial deposit, pre-existing medical conditions are covered. For a surcharge MH Ross also offers Cancel For any Reason Coverage (CFAR). CFAR must be purchased within 10 days of your initial deposit. MH Ross’ cancel-for-any-reason does not impose any “fit to travel at time of purchase” requirement. Please study the details before you’re certain you need this additional coverage.
»» To review the MH Ross brochure
»» Get an MH Ross quote and purchase the insurance

CSA Sail Safe
Unlike the two policies above, CSA Sail Safe is not priced based on your age. The cost of the insurance is based solely on your trip cost. In addition, you can purchase CSA Sail Safe up to 24 hours prior to the Final Payment Date and still be covered for pre-existing conditions (granted that you are fit to travel at the time of purchase). Also, like Travel Guard and MH Ross, for about a 50% premium surcharge, CSA will provide cancel-for-any-reason coverage, however, CSA requires that CFAR is purchased 24 hours within booking your event.
»» To review the CSA brochure
»» Get a CSA quote and purchase the insurance

Abroad Insurance
Abroad Insurance is the only insurance plan that we can offer for all our international (non-U.S. and non-Canadian) participants. Please email Insight Cruises if you are interested in a quote or purchasing Abroad Insurance.
»» For full coverage details

NOTE: You will get maximum coverage and benefits if you book insurance the day you book. Trip Cancellation Insurance payments are not refundable (but sometimes are transferrable). Cancel-for-any-reason coverage varies slightly, carrier to carrier, based on the level of penalty when you cancel. Typically, if you cancel at the last possible moment, with cancel-for-any-reason coverage you are only likely to get between 70% and 80% back. *Primary Coverage is ideal for those who rely on Medicare, for instance, or other U.S. citizens who do not have healthcare coverage outside the USA.
 

Dates and times that appear on our website are subject to change. Therefore, if you fly in the day the cruise begins, or fly home the day the cruise debarks, you should confirm your flight times with us prior to making your flight reservations. We also urge you to check airline cancellation penalties and change fees before purchasing air tickets since departure times and flights can change.

Airfare from all major cities, worldwide, is available from us or the cruiseline. We offer excellent, personalized, customized air (and hotel services) should you wish it. There are two other very good options in addition.

1) You can book the air yourself.
If you want to shop for your own air, we recommend http://www.kayak.com. Or book directly with your preferred airline.

2) You can reach out to our air supplier directly:
CRC Travel
Maureen Feeney
2105 North Southport Avenue
Chicago, IL 60614
773-525-3800 ext 25
maureen@crctravel.com

3) If you would like deluxe, personalized, and customized service with regard to your travel, Insight Cruises can provide this. There are two tiers to our service fees.

• We charge a flat $100 fee plus $100/hour to assist you with your itinerary. We often need to compare a lot of flights and options, ultimately providing you with the best, most comfortable flights while balancing expense.
• Once your itinerary is set, we charge $150 per person to purchase the tickets — if you would like us to do that. But because you now know the exact flights, dates, itineraries, and costs you can easily purchase the tickets yourself, if you wish, thus saving this $150 pp fee.

As part of option 3) you could choose to book the cruiseline’s air. The cruiseline’s air is often a little more expensive than buying directly, but the advantage is that the cruiseline takes responsibility for getting you on the ship and getting you home after the cruise. For mid-winter cruises, when flights are occasionally cancelled, this is an added measure of comfort.

Baggage fees and other charges may be directly assessed by airlines or airports. Be certain to confirm all air flights 72 hours prior to departure.

We urge you to check airline cancellation penalties before purchasing airline tickets since departure times and flights can change. Neither Insight Cruises nor Insight Cruises’ partners, co-producers, sponsors, or agents accept liability for cancellation penalties related to domestic or international airline tickets purchased independently in conjunction with Insight Cruises’ events.

Baggage and personal effects are at all times the sole responsibility of the participant (Trip Cancellation and Interruption Insurance typically provides you with an allowance to buy replacements for your trip.) Most homeowners policies, and most airlines, cover your lost luggage.
 

The order of our activities, on any given day, may vary from the description based on traffic and/or other considerations. Insight Cruises reserves the right to substitute hotels, if necessary. Please note that extreme weather conditions may force changes to the advertised schedule. Insight Cruises reserves the right, without penalty, to make changes in the published itinerary whenever, in Insight Cruises’ judgment, conditions warrant, or if Insight Cruises deems it necessary for the comfort, convenience, or safety of our participants.
 

Participants on Insight Cruises events may be photographed for educational and promotional purposes.
 

Crystal Cruises kindly asks all guests to observe the non-smoking areas on board, which have been created for the comfort and enjoyment of everyone. Indoor smoking is permitted only in the Connoisseur Club smoking lounge. Smoking is prohibited in all other indoor areas of the ship including all other public rooms, lounges, corridors and restaurants, as well as all staterooms, suites and verandahs. Please note, if smoke is detected in a stateroom or suite, a cleaning fee of $250 per incident will be billed to your account. Outdoor smoking is allowed in a limited number of designated spaces as follows:

Cigarette, cigar, & pipe smoking (including electronic cigarettes)

• Decks 11, 10, 9, and 8 — aft only
• Seahorse pool area, port side only (cigarettes only)
• Promenade Deck (cigarettes only)
   

Times Journeys is managed by Insight Cruises, hired as an independent contractor. Insight Cruises acts only as an agent for the respective suppliers by making arrangements for transportation, accommodations, and other services. Neither The New York Times nor Insight Cruises shall be held liable for personal injury, death, property damage or accident, delay, or irregularity arising out of any act or omission of these suppliers. The New York Times and Insight Cruises reserve the right, without penalty, to make changes in the published itinerary whenever, in their judgment, conditions warrant, or if they deem it necessary for the comfort, convenience, or safety of our participants.

The New York Times and Insight Cruises reserve the right, without penalty, to decline to accept any person as a participant. Insight Cruises reserves the right to require any participant to withdraw, at the participant’s own expense, from the event at any time, when such action is determined by Insight Cruises’ staff to be in the best interests of the health, safety, or general welfare of the group or the individual participant; Insight Cruises will then refund the recoverable portion of the total amount paid that corresponds to the cost of unused services and/or accommodations, if applicable. The New York Times and Insight Cruises accept no liability for the purchase of non-refundable airline tickets to the cruise departure city and return. Baggage and personal effects are at all times the sole responsibility of the participant.

Dates, schedules, and program details, although provided in good faith based on information available at the time of publication of the flyer(s) or the website, are subject to change and revision. Neither Insight Cruises nor Insight Cruises’ partners, co-producers, sponsors, or agents accept liability for cancellation penalties or change fees related to domestic or international airline tickets purchased independently in conjunction with Insight Cruises’ events.

AS A CONDITION OF ACCEPTANCE OF ANY APPLICATION, EACH APPLICANT MUST AGREE TO THE STATEMENT SET FORTH BELOW:

The undersigned has read carefully the Responsibility Statement and Liability Disclaimer set forth above, the schedule of activities for this event, as well as the terms and conditions of application and participation as set forth in the event brochure and/or these webpages, and recognizes and accepts any risk associated with the event and the conditions, including the refund policy, set forth above. The undersigned further acknowledges that there are many risks and uncertainties inherent in any travel, including but not limited to the hazards of various modes of transportation, forces of nature, force majeure, acts or omissions of foreign governments, terrorism, civil unrest, war or insurrection, theft, illness, disease, strikes, and damage to person or property due to the negligent acts or omissions of event staff or others. In consideration of, and as part payment for, the right to participate in the event, the undersigned, on behalf of himself, his dependents, heirs, executors, administrators and assigns, agrees to release The New York Times and Insight Cruises and its officers, employees and agents, from liability for personal injury, death, property damage or loss suffered by any person in connection with this event, even if caused by the negligence (but not the reckless, willful, or fraudulent conduct) of event staff or other related persons or entities. In addition, by registering for this event, the applicant certifies that he or she is mentally and physically capable of full participation in this event.

BY REGISTERING FOR THIS CRUISE, THE PARTICIPANT AGREES TO THE RESPONSIBILITY STATEMENT AND LIABILITY DISCLAIMER AND THE TERMS AND CONDITIONS HEREIN.